Access to Capital Directory for Black Entrepreneurs

A curated database designed to help Black entrepreneurs learn about sources of funding, including equity, loans and grants.

If you’re a Black business owner—whether you’re a startup or a long-time entrepreneur—you know that getting the money you need to operate and grow your business is critical to success. That’s why Bank of America and Seneca Women created this Access to Capital Directory. It puts at your fingertips hundreds of organizations providing funding for Black-owned businesses across the U.S.

A good place to start is to learn how to use this Directory and to learn more about the types of capital included by visiting the About page. You can also start your search using the Search Tool below.

Search Tool

Featured Sources of Capital

Champion Community Investments (formerly Southern Illinois Coal Belt Champion Community)



Champion Community Investments is proud to be one of the leading lenders to eligible new and established businesses in a 12-county region of southern Illinois. We work closely with our partnering federal agencies, regional Small Business Development Centers, Entrepreneurship Centers, local economic developers, and certainly the commercial lenders in the region to ensure that sufficient capital is available to fuel business growth and job creation.

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Urban Innovation Fund

Venture Capital


A venture capital firm that provides seed capital and regulatory support to entrepreneurs shaping the future of cities—helping them grow into tomorrow’s most valued companies.

Black Operators Ventures

Venture Capital

Pre-Seed, Seed • $1,300,000

Black Operator Ventures is a seed stage fund created by Black founders, for Black founders. We are industry & sector agnostic. We invest our capital (up to $1.3M), time, and resources into resilient, coachable, experienced Black founders.

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Oakland Black Business Fund


Late Stage

Oakland Black Business Fund is a Black-led grantmaking program, providing capital, technical assistance, and growth strategy to Black businesses in Oakland, California.

Next Wave Impact

Angel, Venture Capital

Early Stage

Next Wave is a movement driving impact, diversity and inclusion in early stage investing and the entrepreneurial ecosystem.

DreamSpring (formerly Accion)


Early Stage, Growth Stage, Late Stage, Startup • $2,000,000

At DreamSpring, we believe human potential is unleashed when all people have the opportunity to shape their own future. We offer small business loans and lines of credit across the US, including: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Iowa, Kansas, Louisiana, Missouri, Mississippi, Nebraska, Nevada, New Mexico, New York, North Carolina, Oklahoma, South Carolina, Texas, Utah, Washington, and Wyoming.

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In Indiana, the new Nile Capital Fund provides $1.5 million for Black businesses

The Be Nimble Foundation, Cummins Inc., the City of Indianapolis and IMPACT Central Indiana are behind the fund, says the Indianapolis Recorder .

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Why VC Luke Cooper is betting on underrepresented founders

The managing director of Latimer Ventures talks to Forbes about finding and funding great businesses.

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46 grants, loans and programs to benefit your small business

The US Chamber’s extensive list showcases both broad-based programs and industry-specific funds.

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Business 101

Tools for Small Businesses

Whether you need information about finance or optimizing your operations, these resources from Bank of America can help you do the next right thing for your business.

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Loan Sources

U.S. Small Business Administration Loans

An SBA loan from Bank of America offers easier qualifications and lower down payments than most standard loans.

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CDFI Ambassadors

Get Help Navigating the World of CDFIs

CDFIs are financial institutions that have a primary mission of community development and provide credit and financial services to underserved populations. Bank of America’s CDFI Ambassadors help cultivate partnerships and educate borrowers.

Learn more

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