Access to Capital Directory for Black Entrepreneurs

A curated database designed to help Black entrepreneurs learn about sources of funding, including equity, loans and grants.

If you’re a Black business owner—whether you’re a startup or a long-time entrepreneur—you know that getting the money you need to operate and grow your business is critical to success. That’s why Bank of America and Seneca Women created this Access to Capital Directory. It puts at your fingertips hundreds of organizations providing funding for Black-owned businesses across the U.S.

A good place to start is to learn how to use this Directory and to learn more about the types of capital included by visiting the About page. You can also start your search using the Search Tool below.

Search Tool

A new way to connect to capital and coaching for your business

Bank of America has launched the Access to Capital Connector, an online platform designed to help small businesses by linking them directly to local Community Development Financial Institutions (CDFIs) for capital, coaching and support. The Connector was created in partnership with the Community Reinvestment Fund, USA (CRF), a national nonprofit CDFI.

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Featured Sources of Capital

Act One Ventures

Venture Capital

Pre-Seed, Seed

Act One is a VC with a track record of success that backs companies with demonstrated founder-market fit (expertise in industry & relevant software solutions). Act One was founded in 2016 by Michael Silton & Alejandro Guerrero, and 70% of the Fund’s portfolio was founded by women & people of color.

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LiftFund Inc.

CDFI

LiftFund was founded to level the financial playing field for the underestimated entrepreneur. LiftFund offers small business loans to entrepreneurs located in the following states: Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Missouri, Mississippi, New York, New Mexico, Oklahoma, South Carolina, Tennessee, and Texas.

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Black Girl Ventures

Crowdfund

Early Stage, Growth Stage • $1,000,000

Black Girl Ventures Foundation (BGV) is a 501(c) non-profit organization that focuses on Black and Brown women-identifying founders. BGV's mission is to provide Black and Brown women-identifying founders with access to community, capital, and capacity building.

e2JDJ

Venture Capital

Early Stage, Seed

E²JDJ is an early stage VC fund that invests in AgriFood technology driven companies that are moving the needle on human and planetary health.

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Propel Nonprofits

CDFI

Propel Nonprofits is a proud partner of The Minneapolis Foundation and LISC Twin Cities in a new grant opportunity to support small business recovery.

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Zane Venture Fund

Venture Capital

Pre-Seed, Seed

Fueling innovation through inclusive investing.

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News

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65% of Small Business Owners Expect Revenue Growth This Year

A majority of small and mid-sized business owners expect their revenues to increase this year, and their worries over a recession have declined substantially, according to the 2024 Bank of America Business Owner Report.

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21 funding options for Black-owned companies

The US Chamber rounds up some great opportunities, including from VCs and CDFIs.

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Facts and stats about Black-owned businesses

Bankrate pulls together the numbers; For instance, Black-owned businesses employ more than 1 million people in the US.

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Resources

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CDFI Ambassadors

Get Help Navigating the World of CDFIs

CDFIs are financial institutions that have a primary mission of community development and provide credit and financial services to underserved populations. Bank of America’s CDFI Ambassadors help cultivate partnerships and educate borrowers.

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Business Education

Bank of America Institute for Women’s Entrepreneurship at Cornell

An unparalleled opportunity for women to earn a certificate in business from this Ivy League university, through a free online program made possible by Bank of America.

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Small Business Lessons

Bank of America’s Business Education Center for Entrepreneurs

Find webinars for small businesses, on topics including accessing capital, building business credit and much more.

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