Access to Capital Directory for Black Entrepreneurs

A comprehensive database designed to help Black entrepreneurs learn about sources of funding, including equity, loans and grants.

If you’re a Black business owner—whether you’re a startup or a long-time entrepreneur—you know that getting the money you need to operate and grow your business is critical to success. But finding those funds isn’t always easy—and it isn’t easy to tell which type of funding will work for your situation. That’s why Bank of America and Seneca Women created this Access to Capital Directory. It puts at your fingertips hundreds of organizations providing funding for Black-owned businesses across the U.S.

A good place to start is to learn how to use this Directory and to learn more about the types of capital included by visiting the About page. You can also start your search using the Search Tool below.

Search Tool

Featured Sources of Capital

Serena Ventures

Venture Capital

Early Stage

Serena Ventures invests in companies that embrace diverse leadership, individual empowerment, creativity, and opportunity.

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Visible Hands

Venture Capital

Early Stage, Seed • $1,000,000.00

Visible Hands is an investment firm with a 14-week full-time accelerator program that supports underrepresented talent in building technology startups by providing company building services and investments of up to $175K or more.

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Black Ambition

Equity

$1,000,000

We invest capital and resources in high-growth startups founded by Black and Latinx entrepreneurs. We believe entrepreneurs historically left out of traditional investment funnels are building the companies of tomorrow.

BiGAUSTIN

CDFI

Early Stage, Seed • $50,000

BiGAUSTIN has been committed to meeting the unique financial needs of new and existing entrepreneurs. We offer a variety of loan programs to fit the growing needs of small businesses.

Next Wave Impact

Angel, Venture Capital

Early Stage

Next Wave is a movement driving impact, diversity and inclusion in early stage investing and the entrepreneurial ecosystem.

Black Business Investment Fund

CDFI

$500,000

BBIF is a nonprofit Community Development Financial Institution (CDFI). We are a mission-driven organization which helps Black, minority and underserved small businesses thrive by providing loan capital alongside business development training.

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News

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Financial support for Black-owned businesses

This overview from Bankrate includes potential funding sources as well as organizations that can help connect Black-owned businesses to capital.

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A new small-business down payment grant program for women and minority founders

Bank of America’s new program offers grants for SBA 504 and 7(a) commercial real estate loans for women and minority business owners.

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Cisco’s Aspire Fund invests in startups led by people of color and women

Launched in 2020, Aspire also invests in venture funds led by diverse founders, says CRN.com.

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Resources

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Business 101

Tools for Small Businesses

Whether you need information about finance or optimizing your operations, these resources from Bank of America can help you do the next right thing for your business.

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Loan Sources

U.S. Small Business Administration Loans

An SBA loan from Bank of America offers easier qualifications and lower down payments than most standard loans.

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